Car Accident Injury Lawyer

Automobile Accident Lawyer


Auto Accident Lawyer
Each year nearly 2 million Americans are injured in automobile accidents. Not every car accident involving death, injury or property damage results in a claim or lawsuit. Not every accident should result in a claim. How do you know when to retain an attorney and make a claim and when not to make one? Read More >

New Jersey Auto Accident Insurance Claims
New Jersey is one of only two states in the nation to use the Personal Injury Protection system, or PIP, which guides the handling of auto-accident-claims in the state. Read More >

Car Accident Lawyer
Modern 3D animation techniques are becoming more and more essential to the process of car accident reconstruction for the unprecedented level of detail they enable juries to see. An attorney can choose the precise angle to recreate the scene and demonstrate effectively how and why it occurred the way that it did. Read More >

Legal Representation
If you've been injured in a car accident in New Jersey, it's important that you speak with an automobile accident attorney who has experience in dealing with insurance companies. Statistics show that retaining a skilled car accident lawyer is proven to greatly enhance one's chance of successfully making a claim. Read More >

New Jersey Auto Accident Insurance Claims
If a family member were to be unfortunately injured in a car accident, you may be entitled to make what is called a “Loss of Consortium” claim. Read More >

New Jersey Auto Accident Insurance Claims
Bad weather such as snow or rain can make conditions more hazardous to drivers. Black ice alone causes more than 250,000 crashes per year. Black ice occurs when the Air temperature is colder than the ground and there is precipitation present. It is invisible and causes unsuspecting drivers to lose control. Read More >
    Voorhees New Jersey Auto Accident Attorney
John Morelli New Jersey Attorney
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        Motor vehicle accidents cause the loss of time, property, health and even life. Such accidents occur because of elements including driver error, negligence, manufacturing defects and dangerous weather. No matter what the specific cause or result, a crash can turn a normal day into a prolonged struggle. Speaking with a lawyer can help you sort out your rights, your options and your future.
Helping Residents of Voorhees Stay Informed
Car accidents are by definition a frightening event. Within an instant, one’s life can be turned inside out thanks to another driver’s negligent actions. And then, should you get hurt, being injured can make it difficult to work and pay your bills and take care of your family. The way that auto-insurance handles mechanical repairs is easy to understand, but what happens if you need to see a doctor and require medical care?
Voorhees New Jersey Car Accident Lawyer
When you are injured, dealing with the web of rules and regulations that define who is responsible to pay for what and why can be difficult and overwhelming. The State of New Jersey has guidelines, which are different from all other states, that set out to define how we handle paying for medical care and compensating victims of auto accidents. Finding out how to navigate through these rules to get your care paid for and receive compensation for injuries isn’t something most people are familiar with. That’s why we’ve made some information available to help clear up certain aspects of the issues related to automobile injuries and what effects they may have.
The Number One Cause of Car Accidents
Every ten seconds, someone in the United States gets into an automobile accident. The most frequent causes of car accidents, though, are from “negligent” drivers. What constitutes “negligent” driving is fairly straight-forward. So long as a person operated their automobile in a reasonable manner, following all relevant traffic laws at the time of the incident, they are considered acting in an “ordinary” manner. But, should a driver ever fail to stop, yield or improperly act in any way, they could be considered acting in a negligent manner. If their negligent actions are seen to directly lead to the injury of another individual, they are defined as the “actual” cause of events and could be liable for the cost of those injuries. Determining liability and fault is still a difficult task for even the most well-equipped law firm thanks to strict state standards regarding proof of causation.
The Devestating Consequences of Auto Accidents
When you have just been involved in an automobile accident, it can be difficult to determine fault in the immediate aftermath of a collision. That’s why it’s best not to argue with the other driver and instead get yourself checked out by a physician at a hospital as soon as possible if you have any complaints of pain.
If you were involved in a car accident in the State of New Jersey and were injured, you have rights through auto-insurance which you can pursue, to be compensated for your medical expenses. It is imperative, if you are hurt, to receive care, but medical care costs are exorbitantly expensive. If those injuries were caused due to another person’s negligent actions behind the wheel, who should then be responsible to pay for your care?
Auto Accident Injury Attorney Voorhees Township New Jersey
The State of New Jersey has set up “PIP” or Personal Injury Protection for such a purpose, which covers townships such as Voorhees. When Auto Insurance is purchased by a driver in New Jersey, they are required to buy PIP coverage. From this PIP coverage, depending on the amount that the driver purchased, they will use that to cover the medical expenses of anyone who was hurt while driving the motor vehicle.
That is why, if you were involved in a car accident in Voorhees, New Jersey, it is important you obtain a skilled personal injury attorney who has had experience in handling PIP claims.
Further Reading
Car Accident Attorney Voorhees New JerseyThat is why, when you are seeking to make an auto claim, it is important that you are well informed about the process which the State of New Jersey has laid out for all parties involved. We have made available certain resources which can hopefully begin to answer some of your questions about the current status in dealing with injuries from an automobile accident, which we recommend you take a look at here today:

What to do After being in a Car Accident
After a Car Accident, Why can it take a few days for injuries to set in?
How are New Jersey’s Auto-Claim Laws Different from Other States?
When Should I Consider a Claim for Auto Injuries?
I hit Another Driver and I Admit I am at Fault, What Should I do?
The Delicate Nature of Spinal Cord Injuries
The Emotional Toll of Being in a Car Accident
A Family Member of Mine Has Been Injured in an Auto Accident
Potential Criminal Ramifications of Car Accidents

But, it is important to speak with an attorney so that you can explore all of your options. Depending on the coverage available and the nature of each parties’ insurance, that will determine how we then proceed.
Automobiles Getting Safer But Still Dangerous
Over the past 15 years there has been a clear trend in the decrease of the overall number of automobile accidents, with nearly 50,000 less accidents annually in the State of New Jersey than in the late 1990’s. Auto manufacturers have added safety features such as rearview cameras, motion sensing and self-parking cars which have lessened the burden placed on drivers while other technological advances, such as cell-phones and texting, have increased distractions.
But, still according to the most recent statistics, in 2011 nearly 65,000 people in New Jersey were reported as being injured as a result of an automobile accident. Car accidents remain the fifth most leading cause of death nationally despite many of these positive trends, and will likely remain so for some time.
Dealing with Auto-Insurance after an Accident
For the most part, when you are injured in a car accident caused by the fault of another individual, New Jersey has it set up so that their auto-insurance will then be responsible for covering the costs of your medical care. But, this is not an open-ended commitment, as each person purchases a certain level of coverage to cover these costs before they then can be made responsible to pay.
New Jersey's Auto Claim Laws
New Jersey passed AICRA (Automobile Insurance Comprehensive Reform Act) in 1998, which has been guiding Personal Injury litigation in the state ever since. AICRA sets out to define the process of compensating those who have been injured due to another’s negligence, specifically in the case of automobile accidents.
When someone gets hurt, they can make a claim for compensation based on certain pre- defined criteria as laid out in the act. These include medical expenses, or as defined by the law, “reasonable and necessary expenses for treatment or services as provided by the policy, including medical, surgical, rehabilitative and diagnostic services and hospital expenses.”
New Jersey Personal Injury Protection (PIP) Policies
But, these claims are limited based on the insurance policies purchased by the drivers involved. When people in New Jersey purchase auto-insurance, they are able to choose the amount of PIP (Personal Injury Protection) coverage they want. The most “basic” PIP option limits coverage to $15,000 per person per accident. This coverage is severely limiting and can be used up by one visit to the Emergency Room when multiple tests are done. The law provides that the maximum coverage that can be purchased is $250,000.00 for medical bills. While this may not be enough to cover all expenses form an accident, it is strongly recommended that you purchase the maximum medical coverage.
Automobile Collision Lawyer Voorhees New JerseyAnother pitfall in dealing with what type of coverage to purchase is the amount of the deductible. The standard policy provides for a deductible of $250.00 and a co-pay of 20% up to the first $5000.00 in bills. Yes, that means that you can be completely innocent in an accident and if your bills go over $5000.00, you must pay a $250.00 deductible and $1950, on the next $4750 in bills. What some insurance companies push, especially the online companies, is a higher deductible. You can buy a $2500 or even a $5000 deductible. Imagine limiting your coverage to $15, 00 and then buying a $5000 deductible! If you were in an accident and were seriously injured, you would have no coverage beyond $15,000 and be forced to pay the first $5000 of the bills as well.
How This Makes Insurance Companies Handle Claims
AICRA also allows an insurance company to precertify any treatment that an injured person may need arising out of an accident. In my own personal experience in dealing with these matters for the past thirty years, there has never been a time when auto-insurance carriers have challenged so many claims. Even in the case of clear-cut incidents, where one driver is clearly at fault, an attorney is still necessary to ensure that you receive proper medical care and that the bills are paid.
How an Attorney Can Help
Personal injury lawyers can help ensure that their clients receive the maximum amount of damages recoverable by law. Some of the items for which injured parties are legally entitled to compensation include past and future lost wages; past and future medical expenses; damages for both physical and emotional pain and suffering, again both past and present; and damages for disfigurement.
Sometimes, a close family member of the injured person, such as his or her spouse, may also be entitled to damages, often referred to "loss of consortium damages," which are intended to compensate the loved one for the loss of the injured party's services and companionship.
Other kinds of damages that may be awarded, depending on the laws of the state in which the lawsuit is brought and the facts of the particular case, include "hedonic damages," which are awarded to compensate the plaintiff for the loss of enjoyment of activities that he or she once valued but can no longer participate in as a result of the injuries suffered, such as the inability of a person injured in a car accident to continue playing softball on a recreation league that was a big part of his or her life.
Serving Residents of Voorhees For Over 25 Years
Auto Accident Attorney Voorhees New JerseyLocated right outside of Philadelphia, Voorhees is a growing suburb famous for its Virtua Hospital, affiliation with the Philadelphia Flyers and top-ranked school system. And for the last thirty years, John Morelli has practiced law out of Voorhees. He was appointed Voorhees Municipal Court Judge, serving from 1997-2002, and has been active in the community, coaching roller hockey, baseball, and soccer in the VSA (Voorhees Soccer Association). Personally, Mr. Morelli has raised his family and resided in the township since 1987.
Contact an Attorney
John Morelli has been fighting for his clients since 1981, working within the system to ensure that they receive the best possible representation available. If you or a loved one have been involved in an auto accident in Voorhees and are looking to speak to an attorney, call 856-616-1300. Dealing with injuries as a result of a car accident can be a difficult process. Even if you just have a question or concern, call today to see if an attorney is right for you.



Voorhees NJ Automobile Accident LawyerThe Law Offices of John Morelli
203 West Somerdale Road
Voorhees, New Jersey 08043
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