Injury Compensation Lawyer

Injury Claim Law Firm


Personal Injury Lawyer
The State of New Jersey’s system for injury compensation is structured under tort law, which attempts to rectify a “civil wrong” that caused losses or suffering to another individual. Although a criminal act can fall within tort law, personal injury torts usually are focused on the harm done due to the negligence of a person, corporation or any other entity.
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New Jersey Auto Accident Injury Claims
New Jersey is a "No-Fault" state. This puts the burden on an injured person to produce medical evidence from a doctor that they have suffered an injury that is permanent in nature. Read More >

Attorney
The US Consumer Product Safety Commission estimates that there are 200 to 300 product recalls each year. A large percentage of these recalls involve children’s products and toys. Read More >

Attorney
If you are injured in a car accident and only have the minimum coverage under a standard insurance policy for underinsured or uninsured motorist coverage, regardless of how seriously you were injured, you will be limited to a $15,000 recovery. Read More >

Slip Fall Injury Unsafe Conditions
In our experience in dealing with slip and fall claims, we have seen every type of reaction from property owners when they discover that they are involved in a lawsuit. Sometimes they are open and willing to share details such as work-site-history and possible surveillance tapes which may show exactly how the incident happened. Other times they are not and some prodding is needed. Read More >

Injury Medical Exam
Remember that this is an exam for the purpose of stating that you are not injured, or that if you have a condition that it is not related to your accident. If this doctor is friendly, beware. Read More >
    Personal Injury Claims
Mr. Morelli is an experienced trial attorney who has been actively appearing before juries since he was admitted to the bar in 1981.Read More >
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Injury Law Firm
Personal Injury Legal Representation


        The Law Offices of John Morelli is a New Jersey Personal Injury Law Firm. We represent individuals who are injured in automobile accidents or workplace accidents; or injured by equipment or machinery; or through the negligent maintenance of property.
No matter what type of injury, if it has been at the hands of another person’s negligence, you are legally entitled to compensation. These types of injuries unfortunately are common as a result of automobile crashes, but also occur when people slip & fall in unsafe conditions or other types of accidents. If you are hurt, it can affect your job, your family, and your ability to go about your daily life. An attorney can help fight to make sure that your losses are expressed within your legal rights.

Real People Dealing with Real Problems

When someone is hurt or injured as a result of the negligence of another person, they have a legal right to seek medical care. It may not be your fault a distracted driver missed a stop sign or a property owner left dangerous conditions that caused an injury, but the pain the victim will undoubtedly experience can be difficult to quantify. A simple injury can cause one to miss significant time from work, causing lost wages.
South Jersey Injury Lawyer
And injuries that need to be cared for can result in large outstanding medical bills, which could affect one’s credit. What is a person to do in such a situation? With a skilled personal injury attorney working for you, you will be able to make legal claims for medical care, lost wages, and loss of daily functions. They can also pursue monetary compensation for the victim through PIP (Personal Injury Protection). Nothing can ever make your life whole again in the case of a devastating incident, but using an attorney is the best possible recourse available.

What is a Personal Injury Claim?

American personal injury law is based upon the basic idea that if a person or business is careless or negligent in causing an injury or other damages, the careless person or business entity is responsible for the damages and injuries caused. It is this fundamental concept that is at the heart of all personal injury law whether it is an auto accident case, a slip and fall case, a medical malpractice case or product liability action.

The purpose of personal injury litigation is to compensate a person for what that person has lost. As the law recognizes that an injured victim has suffered an injury because of the negligence of another, the person physically cannot be made the same person as he or she was before the injury.

Getting Compensation for Your Injuries

The only way to compensate a person for their loss is try to arrive at a monetary figure that, as best as possible, compensates the injured victim for the losses suffered. The purpose of compensation is not to make a person rich, but simply to compensate an injured victim for the loss suffered. As the purpose is to compensate that particular injured victim for his or her loss, no two injuries are exactly alike. The impact an injury has had on each individual person will vary with that particular person. Thus, in properly evaluating a claim, it is important to know the nature and extent that the injury has affected the particular injured victim.
Personal Injury Accident Lawyer
In considering what a person’s loss is as a result of an injury and thus what the reasonable compensation would be, the law considers many factors. Among the damages often considered are:
a) Past hospital, medical, chiropractic, prescriptions and other out-of-pocket expenses;
b) Past wage or earnings loss;
c) Past pain and suffering;
d) Future hospital, medical, chiropractic, prescriptions and other out-of-pocket expenses;
e) Future loss of earning capacity; and
f) Future pain and suffering.
What sets us apart from other New Jersey personal injury firms is that we intentionally limit the number of cases we accept, so that every client receives the personal and proper attention he or she deserves.

Claiming Other Types of Damages

Personal injury lawyers can help ensure that their clients receive the maximum amount of damages recoverable by law. Some of the items for which injured parties are legally entitled to compensation include past and future lost wages; past and future medical expenses; damages for both physical and emotional pain and suffering, again both past and present; and damages for disfigurement.
South Jersey Personal Injury Attorney
Sometimes, a close family member of the injured person, such as his or her spouse, may also be entitled to damages, often referred to "loss of consortium damages," which are intended to compensate the loved one for the loss of the injured party's services and companionship. Other kinds of damages that may be awarded, depending on the laws of the state in which the lawsuit is brought and the facts of the particular case, include "hedonic damages," which are awarded to compensate the plaintiff for the loss of enjoyment of activities that he or she once valued but can no longer participate in as a result of the injuries suffered, such as the inability of a person injured in a car accident to continue playing softball on a recreation league that was a big part of his or her life.
And punitive damages are awarded when the defendant's conduct was particularly egregious and the court or jury determines that the defendant should be punished by paying an amount above and beyond the plaintiff's actual damages, which awards will also serve to deter others from engaging in similar wrongful conduct.

How Do I Know if I Can Make an Injury Claim?

In 2010 there were over 3.3 million emergency room visits in New Jersey. Not everyone who has been hurt is entitled to make a claim. Personal Injury Claims are made on the basis of the effects of the injury itself. The law in New Jersey allows for those who have selected the verbal or limited threshold and who have been permanently injured as a result of someone else’s negligence to file a claim against those who have caused the injury. What constitutes a “permanent injury” can be broadly interpreted. Typically, damage incurred to areas of the body such as ligaments, bones, and muscle tissue is all considered “permanent” if the area will not heal to function normally.
Injury Compensation Law Firm
A victim or their family has the right to pursue a recovery and there are several areas upon which it is determined. These include lost wages, lost earning capacity, and medical expenses. Should the victim pass away, their family is entitled to pursue a wrongful death suit. Spouses are also entitled to file what is called a “Loss of Consortium” claim. What “Loss of Consortium” claims specifically address is how an injured loved one might negatively impact those in their family. Claims can be made on the basis of lost affection and comfort, including sexual relations, as a result of the injury.

How a Personal Injury Attorney Can Help

New Jersey’s system for injury compensation is structured under tort law, which attempts to rectify a “civil wrong” that caused losses or suffering to another individual. Although a criminal act can fall within tort law, personal injury torts usually are focused on the harm done due to the negligence of a person, corporation or any other entity. Tort lawsuits are handled outside the criminal system, and thus do not have the same ramifications that a criminal suit would (such as a prison sentence). The attorney handling the case must prove that the action or inaction of one of the parties was the legally recognizable cause of the victim’s injury. If successful, the victim has the legal right to attempt to recover their losses and damages through a personal injury lawsuit.
Average Length of Personal Injury Case
The personal injury attorney, also commonly referred to as a plaintiff lawyer, who is handling the case will have to extensively research every aspect that might have affected the outcome. Sometimes this involves hiring experts and specialists to analyze and give their opinions for the record. Ultimately, it’s the lawyer’s responsibility to advocate for their clients through oral arguments and provide legal assistance and advice. Should the case need to go to trial, the attorney will have to argue on behalf of his client in front of a judge and jury. But, Personal Injury Attorneys work on a contingency fee basis, meaning that if there is no recovery then there is no fee. If there is no recovery, it is the attorney who is responsible for the costs of the case.

Does Filing a Claim Mean I Have to go to Court?

Personal Injury claims are overwhelmingly settled out of court, but it is a possibility that the case could end up in trial. Reaching a settlement figure does not mean that the sum would be lower than if it had been reached in front of a jury at trial. The settlement that is agreed upon is typically based on each parties’ expectation of what the outcomes would be should the case have went to trial. On average, outcomes from trial are not any higher than those reached through settlement.
Injury Lawyer South Jersey
But, the time, money and aggravation spent on preparing for a trial are what make it the less desirable outcome for all parties involved. That’s why, for most personal injury cases, the sides will try to come together and reach a compromise first in the form of a settlement. While we’re speaking in generalities, if we feel that going to trial is the best course of action for our clients, we are more than prepared to do so and have had great success in pursuing claims in front of a jury. Mr. Morelli is a certified trial lawyer, a designation that less than 2% of attorneys in New Jersey achieve.

Keep Yourself Informed

For anyone undergoing an injury claim, it’s important to talk with your lawyer and stay informed throughout the process. Anytime someone is hurt, there can be devastating consequences on their life. On average, an incapacitating injury causes over $70,000 in economic damages to a victim. A personal injury lawyer can empower their clients by giving them a voice. Before you start the process of filing your claim, make sure you take some time to read about what you can expect once your case is underway.

Personal Injury Attorney Maple Shade New Jersey10 Things You Should Know Before Filing an Injury Claim
Being hurt can be a frustrating experience. But, it’s good to remember that there is an outlet built into the legal system for people like you. All potential clients should be aware of the following information before they go to file their claim. Read on>
Length of a Personal Injury SettlementHow Long Will it Take to Settle my Personal Injury Claim?
The length of time it takes for an injured person to settle their claim can vary greatly depending on the circumstances. But, there is a point at which all cases should wait until reaching a settlement. Read on>
Length of a Personal Injury SettlementContingency Fees For Personal Injury Lawyers Explained
There are several different ways in which attorneys bill their clients, but New Jersey law stipulates that personal injury lawyers may handle cases on a contingency fee basis. An attorney can assist an injured victim, regardless of their economic circumstances. Read on>
Length of a Personal Injury SettlementTop 5 Arguments Defense Lawyers Use in Injury Cases
Defense lawyers for injury cases have certain arguments they commonly use against plaintiffs. Before you file your case, it’s important to know what they will most likely say to avoid having their clients be found liable for your injury. Read on>
Length of a Personal Injury SettlementWho Will Pay For my Medical Treatment During My Case?
You will likely still be receiving treatment while your case is ongoing. Prior to having the other party found as being “at-fault” for your injuries, hospitals and doctors nonetheless are going to want to get paid. How exactly do you get your treatment paid for? Read on>
Length of a Personal Injury SettlementA Guide to New Jersey Personal Injury Protection Benefits
New Jersey is a no fault state. That means that if you are involved in an automobile accident, your own automobile insurance company will pay for your medical bills. Personal Injury Protection Benefits allow victims to make a claim for injuries. Read on>

Claims for Auto Injuries

New Jersey passed AICRA (Automobile Insurance Comprehensive Reform Act) in 1998, which has been guiding Personal Injury litigation in the state ever since. AICRA sets out to define the process of compensating those who have been injured due to another’s negligence, specifically in the case of automobile accidents.
When someone gets hurt, they can make a claim for compensation based on certain pre- defined criteria as laid out in the act. These include medical expenses, or as defined by the law, “reasonable and necessary expenses for treatment or services as provided by the policy, including medical, surgical, rehabilitative and diagnostic services and hospital expenses.”

New Jersey Personal Injury Protection (PIP) Policies

But, these claims are limited based on the insurance policies purchased by the drivers involved. When people in New Jersey purchase auto-insurance, they are able to choose the amount of PIP (Personal Injury Protection) coverage they want. The most “basic” PIP option limits coverage to $15,000 per person per accident. This coverage is severely limiting and can be used up by one visit to the Emergency Room when multiple tests are done. The law provides that the maximum coverage that can be purchased is $250,000.00 for medical bills. While this may not be enough to cover all expenses form an accident, it is strongly recommended that you purchase the maximum medical coverage.
Personal Injury Protection New Jersey
Another pitfall in dealing with what type of coverage to purchase is the amount of the deductible. The standard policy provides for a deductible of $250.00 and a co-pay of 20% up to the first $5000.00 in bills. Yes, that means that you can be completely innocent in an accident and if your bills go over $5000.00, you must pay a $250.00 deductible and $1950, on the next $4750 in bills. What some insurance companies push, especially the online companies, is a higher deductible. You can buy a $2500 or even a $5000 deductible. Imagine limiting your coverage to $15, 00 and then buying a $5000 deductible! If you were in an accident and were seriously injured, you would have no coverage beyond $15,000 and be forced to pay the first $5000 of the bills as well.

How Insurance Companies Handle Claims

AICRA allows an insurance company to precertify any treatment that an injured person may need arising out of an accident. In my own personal experience in dealing with these matters for the past thirty years, there has never been a time when auto-insurance carriers have challenged so many claims.
Disc Injury Settlements with Preexisting Injuries Even in the case of clear-cut incidents, where one driver is clearly at fault, an attorney is still necessary to ensure that you receive proper medical care and that the bills are paid.

Finding the Right Personal Injury Lawyer

According to recent estimates, there are 40,997 lawyers practicing in the state of New Jersey. How exactly does one go about choosing the right one? While many attorneys will handle Personal Injury Claims in addition to other areas of law, we make helping injured people as the main focus of our practice. It is important to find a well-respected firm that has had experience in successfully handling these cases and knows how to properly pursue a claim. Our paralegals have intimate knowledge of these proceedings and are available to answer any questions our clients might have at any time during the day.

It can be a long and confusing legal process following an injury. When you are hurt, you don’t want to worry about the law, you want to concentrate solely on recovering and getting your life back together. That’s why it’s best to find a firm that understands your situation and can let you focus on what’s important while we fight for you. You want an attorney who has tried many cases in the past and knows how to aggressively represent injured persons.

Obtain Experienced Legal Representation

When a personal injury attorney first undertakes to represent a client relative to a potential personal injury claim where the client or a family member has been injured or killed as the result of the negligence of another, many considerations face that attorney. First, it is critical that the attorney gather as many facts as possible from the victim or the family regarding all of the events that were related to the accident, including what happened, the names and addresses of witnesses, photographs and the like. It is important to know that personal injury claims can be handled on a contingency fee basis. This means that if there is no recovery, no fee is due.

If you or a family memeber has been injured and are seeking legal representation for a personal injury claim, call 856-616-1300 to speak to an experienced attorney today.



Voorhees NJ Personal Injury LawyerThe Law Offices of John Morelli
203 West Somerdale Road
Voorhees, New Jersey 08043
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