Car Accident Injury Lawyer

Automobile Accident Lawyer


Auto Accident Lawyer
Each year nearly 2 million Americans are injured in automobile accidents. Not every car accident involving death, injury or property damage results in a claim or lawsuit. Not every accident should result in a claim. How do you know when to retain an attorney and make a claim and when not to make one? Read More >

New Jersey Auto Accident Insurance Claims
New Jersey is one of only two states in the nation to use the Personal Injury Protection system, or PIP, which guides the handling of auto-accident-claims in the state. Read More >

Car Accident Lawyer
Modern 3D animation techniques are becoming more and more essential to the process of car accident reconstruction for the unprecedented level of detail they enable juries to see. An attorney can choose the precise angle to recreate the scene and demonstrate effectively how and why it occurred the way that it did. Read More >

Legal Representation
If you've been injured in a car accident in New Jersey, it's important that you speak with an automobile accident attorney who has experience in dealing with insurance companies. Statistics show that retaining a skilled car accident lawyer is proven to greatly enhance one's chance of successfully making a claim. Read More >

New Jersey Auto Accident Insurance Claims
If a family member were to be unfortunately injured in a car accident, you may be entitled to make what is called a “Loss of Consortium” claim. Read More >

New Jersey Auto Accident Insurance Claims
Bad weather such as snow or rain can make conditions more hazardous to drivers. Black ice alone causes more than 250,000 crashes per year. Black ice occurs when the Air temperature is colder than the ground and there is precipitation present. It is invisible and causes unsuspecting drivers to lose control. Read More >
    What is "No-Fault" in New Jersey?
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Automobile Injury Laywer

        The State of New Jersey adopted the No-Fault Act in 1972. The Act provided that every automobile insurance policy contain a provision to pay for medical expenses regardless of who was at fault in the accident. This is known as Personal Injury Protection (PIP). Initially, medical expenses were unlimited, however in 1998 this amount was reduced to $250,000 for medical expenses, and income continuation benefits of $5200, essential services benefits of $4380, death benefits of $9580 and funeral expenses up to $1000.
"No-Fault" Pitfalls
Currently, New Jersey law allows insurance companies to sell benefits much lower than the $250,000 limit. For example, one very large insurance company promises to save you 15% of your automobile insurance bill in only 15 minutes. The way that this insurance company does this is by drastically reducing the benefits that you are entitled to. An insurance company is now allowed to sell you as little as $10,000 in medical coverage or to have you name your health insurance company as the primary source of medical benefits.
Automobile Insurace Cost Reduction Act (AICRA)
In 1998, the State passed the Automobile Insurance Cost Reduction Act (AICRA). This replaced the old limitation on the right to sue with a new verbal threshold, called the limitation on lawsuit option. The six types of injury that satisfy the new verbal threshold include: 1) death; 2) dismemberment; 3) significant disfigurement or scarring; 4) a displaced fracture; 5) loss of a fetus; 6) a permanent injury. When you purchase automobile insurance policy in the state of New Jersey, you select whether you want the zero threshold option, meaning no limitation on the right to sue, or the verbal threshold meaning a limitation on the right to sue. Your premium will be adjusted based on the option that you select. If you choose the limitation on the right to sue, you must satisfy one of those six types of injuries in order to make a claim when you are injured in an automobile accident. Most claims fall into the last category: a permanent injury.
"Permanent" and "Non-Permanent" Injuries
The law defines a permanent injury as a body function organ or system that has not healed to function normally and will not healed to function normally with further treatment. The burden is on an injured person to produce medical evidence from a doctor that you have suffered an injury that is permanent in nature. Insurance companies will frequently hire their own doctors who will testify that the injury is not permanent or if there actually is a permanent injury that it was not caused by this particular accident. A favorite defense of the insurance industry is that any problems that you are experiencing are the result of the degenerative process or natural aging and is not the result of the trauma from a motor vehicle accident.


Dig Deeper: The Criminal Ramifications of Auto Accidents
                  After an Accident, Why Can It Take a Few Days for Injuries to 'Set In'?
                  A Family Member Has Been Injured in an Accident
                  How New Jersey's Auto-Claim Laws Differ From Other States
                  The Delicate Nature of Spinal Cord Injuries


Personal Injury Attorney Maple Shade New Jersey10 Things You Should Know Before Filing an Injury Claim
Being hurt can be a frustrating experience. But, it’s good to remember that there is an outlet built into the legal system for people like you. All potential clients should be aware of the following information before they go to file their claim. Read on>
Length of a Personal Injury SettlementHow Long Will it Take to Settle my Personal Injury Claim?
The length of time it takes for an injured person to settle their claim can vary greatly depending on the circumstances. But, there is a point at which all cases should wait until reaching a settlement. Read on>
Length of a Personal Injury SettlementContingency Fees For Personal Injury Lawyers Explained
There are several different ways in which attorneys bill their clients, but New Jersey law stipulates that personal injury lawyers may handle cases on a contingency fee basis. An attorney can assist an injured victim, regardless of their economic circumstances. Read on>
Length of a Personal Injury SettlementTop 5 Arguments Defense Lawyers Use in Injury Cases
Defense lawyers for injury cases have certain arguments they commonly use against plaintiffs. Before you file your case, it’s important to know what they will most likely say to avoid having their clients be found liable for your injury. Read on>
Length of a Personal Injury SettlementWho Will Pay For my Medical Treatment During My Case?
You will likely still be receiving treatment while your case is ongoing. Prior to having the other party found as being “at-fault” for your injuries, hospitals and doctors nonetheless are going to want to get paid. How exactly do you get your treatment paid for? Read on>
Length of a Personal Injury SettlementA Guide to New Jersey Personal Injury Protection Benefits
New Jersey is a no fault state. That means that if you are involved in an automobile accident, your own automobile insurance company will pay for your medical bills. Personal Injury Protection Benefits allow victims to make a claim for injuries. Read on>


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